Please do NOT make any conference fee payments until you receive the official Acceptance Notification from us. It is strongly recommended, that all of the necessary visa and travel arrangement are made before the conference fee is paid.

Currencies other than the Euro will be converted in accordance with the exchange rates indicated by www.xe.com on the day that we receive your payment. Any questions regarding the payment arrangement should be directed to Tana Hruskova at tana@civicconcepts.org. Official invoices will be made available upon request.

Please use one of the following payment methods to make your conference fee payment:

**IMPORTANT NOTES REGARDING WIRE TRANSFERS:
Please follow these instructions carefully!**

1) Please put your full name in the payment details when you submit your wire transfer. This enables us to verify that the payment was made on your behalf. If someone else is making the payment on your behalf they must indicate the name of the participant that they are paying for, so that we know to apply it to your attendance and thereby reserving your spot 100%. If we are not able to identify the payment as being yours we cannot apply it to your attendance.

2) You are responsible for any wire transfer fees from your bank. We are responsible for the fees incurred from our bank, but yours will charge a fee as well. We reserve the right to ask you to pay us the outstanding amount in cash upon your arrival if you do not pay for your bank's fees at the time of the transfer.

3) Please make sure your bank sends the payment in the respective currency of the account you're sending it to, i.e. that payments sent in USD are sent to our USD account, EUR amounts sent to EUR account, etc. Otherwise, you might be facing a high fee for the currency exchange the bank has to perform. (We mention this especially as we've had participants before who lost money on banking fees for this specific reason.) In other words, we have more than one account so that applicants can choose to at least some degree what currency they want to send their fee in.

4) Please pay special attention to the use of the IBAN. When submitting your payment via wire transfer, the beneficiary's account number in the IBAN (International Bank Account Number) format is more or less COMPULSORY. If you don't use it, the bank or an intermediary bank that sends the payment may charge a considerable additional transfer fee for having to look the number up. Using the IBAN will thus also speed up the transfer process. When inquiring with your bank as to how to make a wire transfer abroad, it is best to give them both formats, though the IBAN itself should suffice. The regular formats of Civic Concepts International's account numbers are as follows: EUR account: 185507640-0300, USD account: 187459857-0300, CZK account: 181297981-0300